New roofing law for homeowners and insurance agents

Home insurance concept.

Now it is more important than ever for homeowners to understand their insurance coverage and deductible for their homes. Starting November 1, 2022, it will be illegal for Oklahoma roofing companies to offer a discount or “cover” part or all of a client’s deductible insurance policy for roofing repairs or a roof replacement. Keep reading for tips about what this means for homeowners and agents and how Land Enterprises Roofing can help. 

What happens next? 

Start a conversation with your insurance agent to fully understand what is covered in your policy and the amount you are obligated to pay for your deductible. It is so important for homeowners to be financially prepared for unexpected roofing repairs or replacements or other costly home repairs. 

Depending on your policy, some deductibles can cost nearly the total replacement cost of your roof. Schedule a meeting with your insurance agent and be prepared to ask questions like: 

  • What is covered in my policy? 
  • What is my deductible for roofing repairs or replacement? 
  • How much coverage is provided for my personal property?
  • Are my contents insured for replacement cost or cash value?
  • Is my house insured for replacement cost or actual cash value?

Additionally, we encourage insurance agents and professionals to reach out to customers with high-cost deductibles and make them aware of this new law. Both consumers and agency business owners can benefit from having these conversations as roofing laws change to set expectations. To learn more about the new law, click here.

How can we help?

At Land Enterprises Roofing, we do not cover deductible costs for roofing repairs or replacements. If you want to know more about our quality shingles and installation process, we would be happy to talk to you and see if we’re a good fit for your roofing needs. We also offer financing options for clients who want to split up the costs. Call us today for a free inspection at (405) 359-3951.


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