When you think about it, buying a roof is a pretty big commitment. This thing protects your home. It shelters you and your family. So, it’s important to make the most informed decision possible when purchasing a new roof. The average life span of a roof is 8 to 10 years in Oklahoma. So, once your roof is put on your house, it’s on there for a good amount of time.
However, that life span of your roof may be shortened depending on whether it’s hit by a hail storm or not. For a regular residential roof, this could mean utter destruction, but for an impact resistant roof, it could be a very different story.
Impact resistant roofs use stronger, more flexible shingles. This can help prevent significant damage in regards to high winds and hail storms. We have seen the proof when we traveled to Yukon to replace a client’s roof after a major hail storm. We didn’t have to replace any impact resistant roofs, because they had not sustained any serious damage.
As you might expect, these roofs are more expensive than traditional roofs. However, you won’t even see the higher cost if it is covered by insurance. The impact resistant roofs also have the ability to lower insurance premiums as much as $500, depending on the insurance carrier.
Really, the only downside to the impact resistant roof is that the gutters may still sustain damage from hail, which would mean you have to pay to replace the guttering yourself. The cost can vary around $500 to $800 depending on the size of the house, and the extent of the damage.
When working with insurance regarding the installation of a new roof of any kind, always communicate with your agent and determine what exactly you will be responsible for when storms head for your roof.
And if you are interested in the impact resistant roof, do not hesitate to give us a call.