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A roof is more than just the shingles. A roof includes (or at least should include) ventilation, insulation, an ice and water barrier, a felt underlayment, and then the shingles. But not all of those things are created equal!

A roofing system is when all of the components and layers are produced by the same manufacturer and are specifically designed and tested for quality together. Having exceptional consistency and quality in your roofing system is the best way to ensure your roof will last.

Many manufacturers offer a complete roofing system, and contractors can become certified in the various systems. That means they’ve gone through training, learned about the products, and know exactly how that roofing system should be installed.

It’s not uncommon to see new roofing crews pop up after a storm in Oklahoma, and many of them use a pieced together approach of products purchased at the local hardware store. While some of those products do come with a manufacturer’s warranty, it won’t be nearly as strong as the warranty on a roofing system. Also, if any part of the roof is installed improperly, it could void the warranty.

Each roofing system ensures proper ventilation for the roof. It’s amazing the number of roofs we see that aren’t properly ventilated! Attics get hot, especially in the summer in Oklahoma. Proper ventilation helps your shingles and other roof materials last much longer in the Oklahoma heat.

Other weather factors we face in Oklahoma are heavy rain in the spring and freezing rain in the winter. The cohesive design of a roofing system helps ensure your roof doesn’t leak by placing ice and water shields in the proper areas. Plus, the multiple layers of the roof work together to create a high-quality seal that keeps water out of your house.

One really important part of the roofing system warranty, though, is making sure it’s transferred properly when the house changes hands. If you’re buying a house with a relatively new roof, be sure to get all the necessary warranty paperwork before closing.

Some companies only allow 30 days to file the warranty transfer. If a house has only sold once, it might be possible to get it transferred after that. But for houses that have changed hands many times, it’s much harder to get a warranty to cover something if not properly transferred to new owners.

If it’s time to replace your roof, be sure to ask your roofing company what roofing systems they use and what level of certification they have for those systems. It can save you time and money in the long run!

Posted in General, Residential Roofing       Comments: None

What’s the process if my roof is damaged?

by: Kirsten Land on January 2nd, 2018 about Insurance, Residential Roofing

When a roof sustains damage from a storm, it’s usually not the only thing damaged. Hail and high winds can also cause damage to your gutters, siding, garage door, exterior paint, and more. Sometimes roof damage results in leaks that affect the interior of your home, too.

We work with customers to make sure that everything possible is covered under their insurance claim. It’s simply part of our process, but that process can sometimes confuse people if they haven’t been through it before.

Here are the three basic steps in our process.

Meet with you and inspect your roof

When a storm hits, you may be tempted to call your insurance company and report it. However, it’s actually to your benefit to call a trusted roofing company first. When someone calls us, we come out and inspect the roof and confirm if you have damage.

If there’s no damage, you won’t need to file a claim. If there is damage, we can gather all the necessary details about the location and degree of damage, plus what it will take to replace your roof and repair other damaged areas.

If you’ve already called your insurance company and started the claim, that’s fine, too. We can pick up from there and help you through the rest of the process.

Help you file the insurance claim

Your insurance company is going to have lots of questions about the extent of the damage to your roof and what condition it was in prior to the storm. In most cases, they’ll want to send an adjuster out to inspect the roof as well. When that happens, we can meet with your adjuster and, if they’re okay with it, join them on the roof during the inspection to point out what we see.

Some people may feel a little uncomfortable handing their insurance claim details and contact information over to a roofing company, but we recommend it because we want to help as best we can, and we need to know all the details.

In many cases, we may find additional damage that needs to be addressed once we start working on the roof. If we already have the insurance information, we can quickly get that damage added to the claim.

Take care of every piece of the job

Not every roofing company is also a general contractor, so be sure to ask some questions about what scope of work they provide before you sign a contract. If you hire a company that only does roofing, you’ll be responsible for finding a contractor to replace gutters, paint the exterior, fix any interior damage, and do any other repairs that may be needed.

As a general contractor, we can handle every aspect of the job for you and ensure your house is restored to its original condition. It saves the customer a lot of time and effort, and it reduces the risk of having an unqualified contractor work on your home. We only select subcontractors from our trusted partners, so we know they do quality work and have all the appropriate licensing in place.

Posted in Insurance, Residential Roofing       Comments: None

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