by: Kirsten Land on March 21st, 2017 about Insurance
Have you ever wondered what an insurance agent might have to say about your roof repair? Here in this blog, you often get our perspective as a roofing company.
But did you know that we regularly get calls from agents asking us to come inspect a client’s roof? Here are a couple of insights on your agent’s perspective when it comes to getting your roof repaired or replaced based on our conversations with insurance agents.
Adjuster knows best
After an adjuster determines that your roof should be replaced, they will tell you how much the insurance company will pay to replace it. But shouldn’t you get three or four estimates to get the lowest price? Isn’t that the best thing to do? The ethical thing to do?
Not really, no.
In fact, the insurance company has based the cost on what it will take in materials and labor to replace your roof properly. You could shop around, but it won’t save you any money. It may save your insurance company some money, but you could end up losing in the long run. Suppose you choose a cut-rate roofer who skimps on quality and takes shortcuts? That could lead to roof damage and failure due to poor workmanship.
An agent wants what you want
Your best interests are also your agent’s best interests. They want to keep you as a client. That’s why they want to make sure you’re happy with your roofers and their work. They care about you and your property. Just like you, they want the roof repairs done with the highest quality. The whole process reflects on them and their relationship with you.
In the end, your agent wants you happy and your home in tip-top shape.
by: Kirsten Land on March 7th, 2017 about Roofing Advice
Storm season is here again. If your roof gets damaged by hail, or if you’re worried that it may have already been damaged, what should you do? It’s always helpful to review the steps you should take after a severe storm. Hopefully, you won’t need this information-but if you do, you’ll be prepared.
1. Call your roofer
Do this even before calling your insurance company. It’s possible that there is no damage, and most homeowners we’ve spoken to are happy to avoid starting a claim unnecessarily.
Have a trusted, experienced roofer inspect your roof. Even if you’ve gone up to check things out and they look okay to you, there are things that a roofer might find that you wouldn’t know to look for. If your roofer says that your roof is okay, you can both toast your roof for being defiant before Mother Nature! On the other hand, if your roofer says that there’s sufficient damage to make a claim, proceed to step two.
2. Call your insurance company
Call and make a claim. Be ready to provide the date of the storm. Your company will send an adjuster to inspect your roof. They will make the final determination whether the roof needs to be repaired or replaced. We can’t speak for other roofing companies, but we’re happy to offer insight about your roof or attend the inspection at this point.
3. Decide when to replace the roof
If the roof is so damaged that it needs to be replaced right away, then of course, replace it as quickly as your roofing company can get to it. Otherwise, you have a choice to make. Many people opt to wait until the spring storm season is finished and have the roof replaced in summer. Others wait longer until the fall storm season is finished and have the roof repaired before winter sets in. If you want to wait, it’s still best to call your insurance company and schedule it ahead of time.
We hope that the storms pass by you this year. But what happened in Plano, Texas, last year could easily happen here, too. One brutal hail storm was followed by two more that caused billions in damages. It’s always good to know what to do and who to call when the hail drops.
For most families, their home is their largest single investment. What’s the best way to protect that investment? Taking care of the small issues before they become humongous (and expensive).
But as far as roofs go, we know homeowners worry whether or not a roofing company will even come out for a small repair.
When it comes to small roof repairs, many people assume roofing companies won’t take their job because it’s just too small. While it’s true that many roofing companies operate this way and only do roof replacements, there are many, including Land Roofing, that happily take on repairs of all sizes. To protect your roof and everything underneath it, every repair is important, no matter how small.
What do we mean by “small roof repair”?
If you have any issue with your roof, call us to check it out. For example, we’ve come out to repair a single shingle on a roof. We’ve also repaired tiny leaks on skylights and vulnerable spots around fireplace flashing.
Consider a maintenance program
If getting to a small issue before it becomes a bigger issue is good, imagine getting to a teeny-tiny issue before it becomes even a small issue. That’s even better.
Having a maintenance program is a bit like having roof-radar. Experienced professionals will be your eyes in the sky looking for any existing or potential issues. This regular maintenance extends the overall life of your roof.
What should you look for in a maintenance program?
When you’re choosing your roofer, ask if they have a maintenance program. If they do, make sure the program offers:
- Bi-annual inspections
- Cleaning and removing debris from gutters
- Inspection of all rubber plumbing boots
- Checking for buckled roof decking
- Inspection of all attic vents for cracking, flaking, and rusting
- Looking for animal damage or roof penetration
- Examination of shingles for curling, cupping, flaking, tearing, splitting, and blistering
Our roof maintenance program covers all these points and even qualifies you for discounts on repairs.
We know that small problems can turn into large problems if they aren’t addressed quickly. If you’d like to request a small roof repair or have questions about our maintenance program, give us a call.
by: Kirsten Land on February 7th, 2017 about General
When was the last time you gave your house a Valentine? Yes, even houses need love, and this February you can give yours a special Valentine’s treat. Here are six things you can do this month for your house.
Door sweep and weather stripping
Check out your exterior doors. Over the years, the sweep (the weather strip along the bottom of the door) and the weather stripping around the frame can deteriorate and fail. As that happens, drafts come in and air escapes, which drives up your heating bills in the winter and cooling bills in the summer. Replace them if they’ve seen better days.
Baseboards take the brunt of family life. Kids crash cars into them and whack them with hockey sticks. Adults and kids both kick them from time to time. If your baseboards look tired and bruised, it’s time to buy some paint, painter’s tape, and a brush to touch them up. It’s a small thing, but it’s a detail that can breathe new life into a room for little cost and effort.
When was the last time you checked your furnace filter? If it’s been a while, take out the old, and replace it with a new one. In fact, most filters should be replaced every couple of months. Not only will it enhance the efficiency of your HVAC system, it will improve the air quality in the house for everyone. Bob Vila offers some guidelines for choosing the type of filter that will best suit your needs.
Vacuum the Dryer Vent
Out of sight, out of mind. The poor dryer vent can get neglected. Think of it like an artery. When it’s clear, the dryer runs efficiently. But as it clogs with lint, it reduces efficiency. The dryer has to work harder, and it may eventually stop drying your clothes altogether. Not only that-a clogged vent becomes a fire danger. So, pull your dryer out, disconnect the vent tube, and vacuum it. You get bonus points for going outside and vacuuming the vent tube from the opposite direction.
Do you have some light bulbs way up high that are hard to replace? If you’ve been putting that off for a while and living in the dim shadows, then let there be light! Get out the ladder and change out all the bulbs that need it. You can install energy-efficient bulbs to save some money on your energy bill and avoid changing them again for a while. In addition to brightening the room, good lighting will brighten your mood, too.
Don’t put that ladder away yet! While you have it out to change the light bulbs, scoot it around to your smoke and carbon dioxide alarms. If you haven’t changed their batteries in a while, give them fresh ones.
In any relationship, it’s always the little things that show you care the most. It’s the same with your house. Treat your home to some TLC this month!
Over the years, we’ve found that a lot of people don’t really know what their insurance policy covers when it comes to their roof. Unfortunately, that could be a financial land mine.
Before you renew your property insurance for the year, we recommend reviewing your policy to fully understand the coverage. Below, we’ve listed a few very important things that you need to know about your insurance policy.
Know your deductible for a new roof
The deductible is the out-of-pocket expense you will pay before insurance starts paying out on your roof claim. If you don’t know what your deductible is and your roof is damaged, you may be left scrambling for cash during a time when you’ll have enough anxiety as it is. When you review your policy, note your deductible and work toward having the funds to pay it.
Know what insurance pays on a roof claim
We often encounter homeowners who are surprised at how much or how little their insurance company will pay out on a roof claim. If you find out that insurance doesn’t cover nearly as much as you thought, you’ll have to come up with more money. The amount that insurance pays may vary depending on factors like the age of the roof. Many policies offer recoverable depreciation, while others do not. These aren’t things that you’ll want to come as a surprise.
Know what exclusions apply
In some cases, a policy might cover repairs to a roof from storms but not cover repairs for damage that was a result of improper maintenance. In other cases, a policy might not even cover a full roof replacement. Again, these are not caveats that you want coming to you as a surprise while you’re having a roof emergency. Be sure to check for exclusions in your insurance policy that apply to your roof.
Understanding your insurance policy will result in a lot less stress if you need to replace your roof. If you’d like more information about roof replacement or maintenance, give us a call.
Ice dams are a typical problem in states where heavy snow is commonplace. But even in Oklahoma, some winters bring favorable conditions for ice dams to form. Find out what causes ice dams, and what steps you can take to prevent them from damaging your home.
What are ice dams?
Ice dams are formed because of melting snow on your roof. The warmth of your home’s attic melts snow, which runs down to your gutters. That water freezes and forms a mound of ice at the cold edge of the roof.
That’s the ice dam. It blocks other water from running down (and off) your roof. Water backs up, seeps under your shingles, and gets into your home.
Water dripping down onto your ceiling can cause stained ceiling and walls and even rotten wood. That can create a lot of damage.
How do you prevent ice dams?
The way to prevent ice dams from damaging your home is to keep your roof cold. Keeping heat in your attic from melting the snow stops the melt that forms ice dams. There are a few steps you can take keep your roof cold.
1. Add insulation in your attic
If your attic doesn’t have enough insulation, heat from your home will more easily escape into the attic and the roof will be warm. Check your local building codes to find out how much insulation is required in your attic.
2. Close paths to the attic
Much of the heat lost in your home is lost to the attic. Heat gets to the attic through many paths, like pipe chases, access hatches, and gaps or cracks in the drywall. If you’re comfortable doing this, you can get into your attic and close these paths using foam and caulk to keep out the heat, or hire someone else to take care of it.
3. Vent your attic
Attic vents keep cold air moving through your attic, moving warmth out. Ridge and soffit vents will help prevent ice dams from forming.
4. Chimney flashing
Remember that holes for pipes and cracks in drywall allow heat into the attic? If your home has a chimney, the gaps alongside it also allow heat into the attic. You can correct this by adding flashing around your chimney in the attic.
If you find that this winter is hard on your roof, give us a call. We’d be happy to help you resolve any roofing issues the winter weather leaves behind.
The holiday season is an exciting time filled with family gatherings, traveling, shopping, gift-giving, and relaxing. It’s still important, however, to be careful during the holidays.
We can get caught up in the magic and let our guard down, making us vulnerable to holiday crimes. Here are a few simple tips to help you be safe during your holiday season.
If you need to shop at night-a strong possibility with the earlier sunsets-try to bring a friend or family member, and park in a well-lighted area close to your destination.
Be aware of your surroundings. Avoid parking next to vans, trucks with camper shells, or cars with darkened windows.
Locate your car keys before heading back to your vehicle. Do not approach your car if there are suspicious people in the vicinity.
Hold onto your packages, bags, and your purse securely-don’t set them down to open the door.
If traveling from store to store, don’t leave your packages on the seats of the car. Stash them out of sight.
Pick an ATM in a safe place. Good locations include a mall (if the ATM isn’t tucked in a secluded corner), a restaurant, or any other well-lighted, highly visible location.
Be careful when entering your PIN. Shield the keypad if others are standing nearby.
Keep your receipt. Don’t discard it until you can shred it at home.
Only withdraw the amount of cash you need.
Be aware of anyone who may have been watching you withdraw money and then follows you. If someone does that, stay in a public place. You can ask mall security or whatever place of business you’re in for an escort to your vehicle.
Lock up your doors and windows, even if you’re only leaving the house for a few minutes.
Stash gifts and valuables so that they can’t be seen from the windows.
Be aware that criminals sometimes knock on the door and pretend to have a delivery for you.
Traveling? Arrange for a neighbor to collect your mail and pick up newspapers and packages. Ask them to keep an eye on your house. Leave lights on in a few rooms and on the porch. If possible, set them on an automatic timer. And don’t broadcast your trip on social media so people know that you’re gone.
Be aware and be safe so you can enjoy the holidays to the fullest. Have a safe, warm, and enjoyable holiday season with your family!
Parts of this list were adapted from the Holiday Safety Tips posted by the Los Angeles Police Department.
With cold weather already here and more on the way, you can still help protect your home from the damaging effects of winter weather. Here are three simple, inexpensive tips you can use to give your home an advantage when it goes head-to-head with Old Man Winter.
Tip 1 – Gutter socks
I know, these sound weird. Let me explain. To protect your gutters from the snow and ice that can pack-and crack-the gutters, take a long tube sock. Fill it with ice melt (not just salt!). Tie the end. Attach the sock to a bracket at the higher end of the gutter.
To attach it, you can poke a hole in the sock, put a carabiner through, and easily clip the carabiner onto the bracket. This will prevent the sock from sliding down the drain and clogging the gutter.
Lay the sock flat into the gutter, and presto! A gutter sock! Create and install several, according to how many gutters you have, so that the ice and snow don’t cause them to crack, leak, and detach.
Tip 2 – Stock up on ice melt
Speaking of ice melt, it’s a good idea to buy it before you’ll need it. You’ll be prepared and probably save money, too. Ice melt never goes bad, so you can find a spot for it in your garage, cellar, or storage and forget about it until you need it. It’s great for gutter socks, but it’s also pretty handy for your driveways, walkways, porches, and outside steps.
If you have to buy it when a storm is coming or is already here, you’ll typically pay higher prices. It’s just supply and demand. But you can be ready ahead of time.
Tip 3 – Beware of turbine covers
Here’s the main thing to remember about turbine covers: don’t use them! They’re sold at home improvement stores right next to the turbines, but you don’t need them, and they might create unhealthy conditions in your home.
It may be tempting to cover the turbines on your roof in the winter. At first glance, it seems logical, right? It’s like an umbrella for the turbines, to keep snow and sleet from accumulating and seeping into the roof. But don’t do it.
Turbine covers can cut off air flow while trapping heat and moisture. That creates the ideal conditions for mold to breed and spread.
Why they sell these covers, I don’t know. If you read the manufacturer’s instructions for the actual turbines, they clearly warn not to cover them. Keep your turbines open and unobstructed so that your roof remains well-ventilated all winter long.
As always, if you’d like to have a professional come check things out on your roof before winter digs any deeper, call us at 405-359-3951. Let’s keep your roof in optimal condition, so it can protect your house, your belongings, and your loved ones.
by: Kirsten Land on November 15th, 2016 about General
Buying a house? Do you know the key questions to ask about the roof of your new home? You may be surprised to find out what home buyers often neglect to ask.
Isn’t a home inspection enough?
If you’re considering purchasing a house, you’ve probably already scheduled time for a home inspector to come take a look. Unfortunately, that doesn’t often cover everything you need to know about the roof.
While home inspectors typically do a great job flagging areas of concern in your potential home, you should definitely ask to have a professional roofer come and inspect the roof, too.
This is an easy thing to overlook. Even though Brian is a roofer, when we purchased our house, we assumed the roof was totally fine since the home inspector hadn’t noted anything about it. We were so caught up with all the other stresses and details that go into buying one home and selling another, that it was easy just to not think about one more thing.
As it turned out, we found two issues after we purchased that we wished we had known about prior to purchase. First, the roof didn’t have enough ventilation, which can drive up energy bills.
Second, the gutters leaked. That can create soil erosion whenever it rains.
From experience, I recommend you have a professional roofer come and inspect the house you want to buy. It’s free. And it can save you hassle down the road.
1. Ask to see the seller’s roof report
Ask if the seller has had their roof inspected by professional roofers. If they have, you can ask to see the report. It should be a non-issue for them to share it with you. However, if they refuse or are reluctant, that might be a red flag.
Regardless of whether or not the sellers have had their roof inspected, you can also request to have a company come out and inspect the roof again. Any issues that are identified become items for you to negotiate in the contract.
2. Who installed the current roof?
If the roof is in fine condition, you should ask who installed it, and if there is a warranty on it.
If there is a warranty, it can likely be transferred to you as the new homeowner. This has to be done within 30 days after the signing. Contact that roofing company, and they will put the remainder of the warranty under your name. It’s just a simple sheet that you fill out.
Even if there’s no warranty available, find out who roofed the current roof. If it’s been installed in the past 5-10 years, and there’s a leak, call the company that installed the roof, and they will probably come out and fix it for free.
3. Does this roof have a system warranty?
A system warranty on the roofing materials is a must. For example, if there’s a shingle defect, then the shingle company will pay the roofer to re-do your roof.
If the seller is having the roof replaced before you buy it, ask them if the new roof will have a system warranty. If not, you can ask them to hire a contractor that offers a system warranty.
Not all contractors offer system warranties. It’s an added layer of protection for your roof, and can come in handy because an insurance company will not pay for a roof repair if the manufacturer’s material fails. It’s not an insurable event.
Buying a home is incredibly stressful. Lower your stress levels by knowing what to ask for about the roof. You’ll be glad you did.
by: Kirsten Land on November 1st, 2016 about General
How important is it to take care of your roof? It comes down to how you feel about your home.
Your roof protects one of your biggest investments-your home. Too often, however, we take the roof for granted. Out of sight, out of mind. Or maybe we intend to perform regular maintenance ourselves, but get busy and let it slide.
Investing in a regular maintenance program by roofing professionals can save you a big chunk of change in the long run.
Catch small issues before they become giant problems
It doesn’t take long for a small issue in your roof to become a major nightmare.
A leak can damage the structure of your house and valuable belongings inside it. A small leak that goes undetected for a period of time can breed mold-detrimental to both your home and health.
Trees provide beauty and shade. But if you don’t notice the one or two branches that are now rubbing against your house, they could rub granules off your roof’s shingles, contributing to unnecessary wear and tear.
High winds can tear away shingles, sun and weather can cause caulk to crack, and wear and tear can cause the flashing around the fireplace to come apart.
Weak points in your roof’s armor may lead to more than precipitation getting into your home. Animals can burrow in, too. Once in your home, they can cause major issues.
The myth of the brand new roof
A lot of people think that because they have a brand new roof, they don’t need a maintenance plan. That logic falls apart when you think of it this way: children have relatively brand new teeth. Would you tell them not to brush and floss since the teeth are new and in good shape?
Of course not! In fact, because your roof is new, it’s the perfect time to get started on a maintenance program for it. Maintaining your roof will help you keep it looking pristine and prevent leaks.
What you can expect from our maintenance programs
Our team will come out to your home and inspect the condition of your roof, then recommend a plan. There are four pieces you can count on:
1. Inspection: We will examine your rubber plumbing boots, attic vents, shingles, decking, gutters, and skylights for damage and issues.
2. Maintenance: We will clean your skylights, trim back trees or bushes that are touching the roof or are close to touching the roof, and clean and remove debris from the gutters.
3. Report: We provide a written report detailing what was done and if any repairs are needed.
4. Discount: If any repairs are needed, we offer a 10% discount for roof maintenance customers.
If you’d like a roof maintenance plan estimate, give us a call at 405-359-3951. Let’s keep your roof in optimal condition, so it can protect your house, your belongings, and your loved ones.