If you're buying your first home, you're probably transitioning from a renting situation. When renting, you don't have to worry about doing the maintenance yourself. You don’t have a lawn to take care of, much less a roof to keep up with. As a home owner, there are maintenance concerns you may not have considered, especially when it comes to your roof.
Before you own the home
Before you actually own the home, your roof needs to pass inspection for insurance purposes. If your insurance carrier detects roof damage, your house may not be covered. You may have to shop around for different insurance carriers in order to get the house you want covered.
Some roof damage could be so extensive that no insurance carrier will cover the house. If that's the case, the buyer will need to buy a new roof as an out of pocket expense.
If you want to have your roof specifically inspected by someone who specializes more than a home inspector, a roofing company can come out to just look at the roof. At Land Roofing, we have relationships with multiple realtors, and are happy to come look at the roof of new listings.
If you choose to have a roof inspector come out, be careful about who you choose. While we may or may not be a good fit for you, some inspectors actually try to cause issues on purpose, to try to get insurance to pay. When that happens, there's no longer any chance the insurance company will cover any damage. It is very important to trust your roof inspector to safeguard yourself against issues like this.
After you own the home
Once you successfully purchase the home and get settled, there are a few things you need to keep in mind regarding maintenance.
- Keep your trees trimmed away from the roof. This will help in decreasing the amount of junk in your gutters.
- Gutters need to be cleaned at least once a year, but possibly twice a year depending on how many trees you have.
- Check your roof on a regular basis. This can be done by just looking at it from the ground.
- Make sure to have your roof checked by a professional after a hail storm. Be sure you only have one to two people on your roof at a time. Too much foot traffic can cause damage to your roof.
If you are considering a new roof, you may want to look into purchasing an impact resistant roof. These roofs will get a good insurance discount. And if you'd rather hire someone to do the ongoing roof maintenance for you, read about our roof maintenance program.
Finding the best contractor for your job can be frustrating. Whether it’s roofing, plumbing, electrical, or something else, it can be overwhelming! There are a lot of contractors you can consider, and it’s hard to know what exactly you should be looking for.
Since we’re a contractor ourselves, we know the quickest ways to disqualify the risky contractors. Here are five tips you can use to avoid hiring a bad contractor.
1. Ask for a referral
Seeking out advice from your trusted friends and family can really help point you in the right direction. If you ask enough people, you can create a list of contractors to research. This can help you come to a decision faster.
2. Research company on BBB
Information about companies can be found online with the Better Business Bureau. Businesses may or may not be accredited. Businesses have to meet certain standards set by the BBB, and the business has to apply for accreditation as well.
There is also a rating system given by the BBB. It ranges from A+ to F. Businesses get this rating based on the number of points they have, which varies based on multiple factors from the BBB.
If a business claims they have an A+ rating, but the BBB website displays something different, always ask the business why their rating is different than what they claim.
3. Make sure the contractor has workers’ comp and general liability
It is very important that businesses have workers’ compensation and general liability insurance. Otherwise, the burden of an accident may be placed on the consumer rather than the contractor.
To verify that the company has workers’ comp, you can request to see their certificate of insurance. The contractor may or may not have this certificate on hand, so it may take a day or two if the company has to request it from their agency.
Businesses generally have general liability proof on hand. But if not, they can easily request it. General liability allows consumer protection if damage occurs and the contractor is at fault. It is best to insure the contractor has general liability in order to prevent potential legal issues, should any damage occur.
If you want to check online to verify if the contractor has workers’ comp in Oklahoma, visit the NCCI Proof of Coverage web page. You will need to know the exact legal business name.
If you visit the Secretary of State website, you can search registered entities to find out the exact business name. The legal name may not be the same as their DBA (doing business as) name.
4. Check for city and state license requirements
Every state has different requirements. The state of Oklahoma requires that all roofers have to be registered with the Construction Industry Board. If a roofer is not registered with the CIB, they are not legally allowed to be in business. Visit the Roofing Contractors page on the official Oklahoma website to look up registered roofers.
If you happen to live in a state other than Oklahoma, you can search online for more information.
At the city level, every city is different. It is very important that the contractor has the necessary city permits. Otherwise, they can be shut down in the middle of a job if they don't, and it can take up to 90 days to get the correct city permits.
You can check with your local City Hall for code enforcement.
5. Interview your contractor
Meeting with contractors is crucial before you make a decision. If you feel comfortable with your contractor after all of your research, then stick with that contractor. However, if you get a bad feeling about the contractor, don’t go with them. Go with your gut and trust your intuition. You may have to interview a few more contractors before you find the right one.
We know we're not the perfect roofer for everyone in Oklahoma. But if you're currently in need of a roofing contractor, feel free to consider us using those tips. If it makes sense for you, feel free to contact us.