Before insurance adjustors came along, you would need three estimates to verify there is actually damage to your roof. Today, insurance companies have their own employees and subcontractors to examine your roof and report on the extent of the damage.
So are three roofing quotes still necessary?
While some insurance companies may request three quotes, it’s not really necessary anymore.
And if you’re thinking you should price shop to get the best rate, think again. You don’t need to go with the best price because your insurance company will negotiate rates with the roofer of your choosing. Remember, they’ll be the ones paying for it, not you.
Simply select a local roofer who you trust, and the insurance company will negotiate the rate based on the price list they have to follow. The insurance company and the roofer will negotiate how many shingles the home will need, determine if a layer of shingles will need to be removed, if decking will need to be replaced, etc. It’s those fine details that the insurance company and roofers need to work out between each other.
We’ve been telling everyone to pick someone you’re comfortable with and trust. If it’s us, we’ll meet with the insurance adjustor show them the damage and make sure everything will covered under your insurance.
The other day we had a customer who owns several rental properties with a warranty shingle issue. We alerted the manufacturer to the problem, gave them our bid and the homeowner decided to price shop. He got another bid which came in under ours. We made some adjustments to our bid but explained to him not to worry about the price. Just pick the company you trust, send in the bid and the roofer and the manufacturer or insurance company will work it out.
It’s important to remember that you’re not paying for your roof. When you price shop, you’re hassling yourself, wasting your time getting bids, and wasting roofer’s time. Roofing companies will work out the claim on your behalf. So, go with someone you know, someone you like and someone you trust. It’s really up to the roofer and the insurance company to work out the pricing aspect.
If you have any questions about insurance coverage, please give us a call at 405-359-3951.
Many people find themselves in need of roof work in the colder months. But often they wait until warmer months to get it taken care of. So is roofing during winter not a good idea?
The truth is there is plenty of roofing activity taking place in the winter. You don’t have to wait until the hectic spring tornado season to do a complete re-roof.
In fact, even though we’re working, roofing contractors are a lot less busy in the winter than in the spring or summer. That means you don’t have to wait to have your roof repaired or replaced by the company you really want to work with, like Land Enterprise Roofing.
We are always careful to follow specific guidelines when we roof a home during the winter. Luckily, Oklahoma tends to have milder winters. As long as the day is forecasted be sunny and get above 50-degrees, we can install a roof. In the winter, a residential home’s heating system and attic airflow will warm the roof to 10-15 degrees above the outside air temperature. Additionally, if a roof has full sun exposure for the entire day, the heat from the sun on a dark roof will provide enough warmth to seal the shingles.
In the morning, our crew will tear off shingles and attach the underlayment to the decking. Then, we will place the shingles on the roof to allow them time to warm up while the crew heads to lunch. On a 50-degree day, the shingles will warm up to a 70 degrees. In the afternoon, the roof will be warm enough to secure shingles to the decking. The warmth of the sun will help the shingles lie down and seal into their permanent position.
Of course it’s entirely up to you to choose when to complete projects on your home but you don’t have to wait until spring to begin your roofing project. The key the winter roofing is to evaluate all variables before work can begin. Our experienced team knows when the elements are optimal for winter roofing projects. Call and schedule your roof inspection or project today!