This is a common question and a concern for some. No need for concern, having an adjuster meet with you roofer is similar to having an advocate. An advocate offers support and works on your behalf to make sure you receive the appropriate results. This is what a qualified roofer can do for the home owner in the event of storm damage to their roof.
After the roofer has found damage that warrants the need to file a claim, having a roofer you trust to meet with your insurance adjuster is a great idea. The roofer will work with your insurance company to show their adjuster every area of damage affected by the storm including items that might be overlooked such as gutters, ridge caps, air conditioning coils and window screens. After all, roofing is a roofer's expertise but an adjuster may not have much experience with a roof so it is helpful for the two to discuss the damage to ensure nothing is left unaccounted for. In addition, your roofer can give the adjuster measurements for the roof and any additional buildings on your property. This makes the adjusters visit to your home more efficient and may mean a quicker response to your claim.
Think you have storm damage? Give us a call @ 359-3951, we offer free roof inspections and over 25 years of experience working with insurance adjusters for our customers!
If you suspect that you have damage to your roof or you are unsure call a roofer first before you call your insurance company. When you call your insurance company it automatically becomes a claim on your policy. When the adjuster comes out to inspect your roof any amount of damage, small or large, will be accounted for in the claim. All of this may count against you when it is time to renew your insurance and as a result you might receive an increase in your premium. This could happen even if you don't have damage!
The best thing to do is call a roofing company you trust and have them come out and do a roof inspection. This inspection is free and the roofer inspecting your home will give you an honest assessment of the condition of your roof. Many times our inspections have revealed damage to the gutters or ridge caps but no damage to the actual shingles. In this case it may not make sense for you to file a claim. There may be no damage at all and a claim isn't needed. Your time and money are important so consider calling the roofer first before your insurance company.
We are always happy to give free roof inspections so give our office a call today! (405) 359-3951.